I'm a TMC newbie. I attended the first club meeting in early March. There was a lot good stuff discussed at that meeting. One of the topics that -- in my opinion -- got brushed over at that meeting was the inception of "hole-in-one insurance". Honestly, I was a little surprised that there no such mechanism in the TMC's coffers (you seem to have everything else covered!).
If the topic does warrant additional discussion, I would vote that an insurance account be started. I'll admit that I make this request a bit selfishly...I plan on making two aces this season (bold prediction!!) and being able to cover at least a portion of the associated bar tabs will be most helpful!!!